New: Professional Finance Packages — tailored to investors, developers & first home buyers →

Expert Lending Solutions for Professionals

Structured by directors, not juniors. From first homes to $50M developments — two directors, 60+ lenders, every scenario pressure-tested.

50 years combined experienceTwo directors, one missionFBAA Members · ACL 384704

Confidential · No obligation · Response within 4 hours

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Tell us what you're working toward — we'll map your options.

No spam. Confidential. Response within 4 hours.

Every deal type, structured correctly

From your first home to your 20th development — our directors have seen every scenario and know which lenders will say yes.

We map your full financial position across 60+ lenders — modelling borrowing capacity, equity, and the right product for your strategy before you apply.

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Multi-unit, subdivision, residual stock, land banking. We speak developer finance fluently — from feasibility through to final drawdown.

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Portfolio lending, LRBA structures, bare trust compliance. The deals generalist brokers won't touch — structured correctly from day one.

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Paying too much? Stuck in the wrong product? We restructure debt across your entire portfolio — not just one property at a time.

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Navigate the noise. Government grants, LMI waivers, shared equity — we find the right path from 60+ lenders, not just your bank.

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Property structure & position

Property structure & position

Development & construction finance

Development & construction finance

SMSF & bare trust lending

SMSF & bare trust lending

Refinancing & debt restructure

Refinancing & debt restructure

First home buyers

First home buyers

“After two banks declined my investment loan application, Andrew restructured my entire position in three weeks. Approved by a non-bank lender I'd never heard of — at a better rate than the banks originally offered.”
S
Dr. Sarah Chen
GP, Melbourne · Investment property refinance

How we get it done

01

Structure

We map your full financial position across 60+ lenders — modelling your deal and identifying the right lender before you apply.

02

Fund

Stage drawdowns, bare trust setups, interest-only structures — we engineer the loan mechanics so the finance works for your deal.

03

Settle & Grow

We manage the process end to end. Post-settlement we monitor your portfolio and reach out when a better structure appears.

$380M+
Settled
500+
Deals closed
60+
Lenders
4h
Response time
“We needed $8.2M in development finance with a tight pre-sale condition. LendingFG found us a non-bank lender in 11 days and managed the entire drawdown process. Our quantity surveyor said it was the smoothest construction loan they'd seen.”
J
James Whitfield
Director, LegalEdge Partners · $8.2M development finance

Built for your financial stage

Whether you're buying your first home or managing a $20M portfolio — we have a defined process for every stage.

Full borrowing capacity review, lender comparison across 60+ panel, pre-approval strategy, and rate negotiation. Ideal for first home buyers and owner-occupiers.

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Cross-collateralisation review, interest-only structuring, equity release planning, and portfolio optimisation. Built for investors looking to scale.

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Feasibility review, construction loan structuring, stage drawdown management, residual stock funding, and lender introduction. For projects $1M–$50M.

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Full portfolio audit, serviceability modelling across multiple lenders, strategic refinancing, and equity cascade planning. For serious investors.

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Bespoke credit strategy, lender negotiation, private credit access, and dedicated director engagement throughout. For deals $5M+ and non-standard scenarios.

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Starter Assessment — First Homes & Owner-Occupiers
01

Starter Assessment

First Homes & Owner-Occupiers

Director-level advice
No hidden fees
4h response
Growth Package — Investors 1–3 Properties
02

Growth Package

Investors 1–3 Properties

Director-level advice
No hidden fees
4h response
Developer Suite — Construction & Development
03

Developer Suite

Construction & Development

Director-level advice
No hidden fees
4h response
Portfolio Optimizer — 4+ Property Investors
04

Portfolio Optimizer

4+ Property Investors

Director-level advice
No hidden fees
4h response
Elite Advisory — Complex & High-Value Deals
05

Elite Advisory

Complex & High-Value Deals

Director-level advice
No hidden fees
4h response
“I've been through four mortgage brokers in ten years. LendingFG is the first team that actually understands construction lending. They saved us 14 weeks and $230,000 in interest by getting us to a non-bank faster.”
T
Tony Caruso
Director, BuildRight Construction · $14.5M development

Ready to structure your next deal?

Book a 20-minute director-level call. We'll map your options across 60+ lenders — no obligation, no juniors, no runaround.

$380M+
Total settled
500+
Deals closed
60+
Lender panel
15+
Years experience

Every loan type, one team

Construction loansDevelopment financeResidual stock fundingLand banking
60+
Lenders in our panel
Get matched

Common questions

Your bank offers only its own products. We access 60+ lenders — majors, non-banks, private credit — and negotiate on your behalf. Our directors have relationships with credit teams banks won't give direct borrowers.
For standard residential loans, our service is free — we're paid by the lender. For complex commercial or development deals over $3M, a consulting fee may apply, which is agreed upfront and transparent.
For straightforward cases, conditional pre-approval in 24–72 hours. Complex deals typically 3–7 business days. We front-load the work so you're not surprised at submission.
Yes — most of our specialist clients come to us after a bank decline. A bank decline is one opinion from one lender. We assess why it happened and find a lender whose credit policy fits your scenario.
We operate nationally via an Australian Credit Licence (ACL 384704). We finance properties anywhere in Australia. We're Melbourne-based but most communication is phone, email, and DocuSign.
SMSF lending (Limited Recourse Borrowing Arrangements) allows your super fund to buy property. It requires specialist structuring — bare trusts, custodian trustees, specific lenders. We do this regularly.
Residential developments 2–50+ dwellings, small commercial, mixed-use, and subdivision. We access major bank construction loans, non-bank development finance, and private mezzanine funding depending on your feasibility.
Fill in the form on this page or call us directly. Initial consultation takes 20 minutes. We ask about your goals, current position, and what you want to achieve — then map out your options.

60+ lenders. One conversation.

Start with a free consultation

One 20-minute call with a director. No juniors, no scripts. We'll tell you exactly what's possible for your situation.

Director-level advice — not a junior broker
Access to 60+ lenders including private credit
Response within 4 business hours
No obligation — we explain the options first